Fraud Blocker Skip to content

Terms of Use

Agreement to Terms

Welcome to the website of Keeling Gutierrez Debt Relief Attorneys ("we," "our," "us," or "the Firm"). By accessing or using our website at https://www.keelinglaw.com/, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these terms, please do not use this website.

No Attorney-Client Relationship

Important information about your interaction with this website:

  • Visiting this website, reviewing its content, or contacting us does not create an attorney-client relationship
  • An attorney-client relationship is only established through a signed engagement agreement
  • Information you submit through this website may not be confidential or protected by attorney-client privilege
  • Do not send confidential or time-sensitive information through this website until an attorney-client relationship has been established
  • We are under no obligation to represent you based on your submission of information through this website

Not Legal Advice

The content on this website is for general informational purposes only and should not be construed as legal advice. The information provided:

  • Does not create an attorney-client relationship
  • Should not be relied upon as legal advice for any specific situation
  • May not reflect the most current legal developments
  • Is not guaranteed to be complete, accurate, or up-to-date
  • May not be applicable to your specific circumstances

For specific legal advice regarding your situation, please contact our office at 713-686-2222 to schedule a consultation.

Jurisdiction and Practice Areas

Keeling Gutierrez Debt Relief Attorneys is located in Houston, Texas, and primarily practices in Texas state and federal courts. The information on this website is intended for residents of Texas and may not be applicable in other jurisdictions. Laws vary by state, and you should consult with a licensed attorney in your jurisdiction.

Case Results and Testimonials

Any case results, testimonials, or examples mentioned on this website:

  • Are not guarantees or predictions of outcomes in other cases
  • Depend on the specific facts and legal circumstances of each case
  • Should not be construed as a promise of similar results
  • May not reflect the experience of all clients
  • Are provided for informational purposes only

Every case is different, and prior results do not guarantee future outcomes.

Intellectual Property Rights

All content on this website is owned or licensed by Keeling Gutierrez Debt Relief Attorneys and is protected by copyright, trademark, and other intellectual property laws. This includes:

  • Text, graphics, logos, and images
  • Website design and layout
  • Software and code
  • Articles, blog posts, and other written content

You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

Permitted Use

You may use this website for lawful purposes only. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Transmit any harmful code, viruses, or malicious software
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the website's functionality
  • Harvest or collect information about other users
  • Use automated systems or bots to access the website
  • Impersonate any person or entity
  • Use the website for any commercial purpose without our permission

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Keeling Gutierrez Debt Relief Attorneys. We:

  • Have no control over the content, privacy policies, or practices of third-party sites
  • Are not responsible for the content or availability of linked sites
  • Do not endorse or assume responsibility for any third-party sites or services
  • Recommend you review the terms and privacy policies of any third-party sites you visit

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:

  • The accuracy, completeness, or reliability of the content
  • The availability or uninterrupted access to the website
  • The security of information transmitted through the website
  • The fitness of the website for any particular purpose
  • That the website will be error-free or free from viruses or harmful components

Limitation of Liability

To the fullest extent permitted by law, Keeling Gutierrez Debt Relief Attorneys shall not be liable for any damages arising from:

  • Your use of or inability to use this website
  • Any errors, omissions, or inaccuracies in the content
  • Unauthorized access to or alteration of your transmissions or data
  • Any third-party conduct or content on the website
  • Loss of profits, data, or other intangible losses

This includes direct, indirect, incidental, consequential, or punitive damages, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Keeling Gutierrez Debt Relief Attorneys, its attorneys, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of the website
  • Your violation of these Terms of Use
  • Your violation of any rights of another party
  • Your violation of any applicable laws or regulations

User Submissions

Any information, feedback, comments, or suggestions you submit through our website:

  • May not be treated as confidential or proprietary
  • May be used by us for any purpose without compensation to you
  • Should not include sensitive personal or financial information until an attorney-client relationship is established
  • Must not violate any third-party rights or contain unlawful content

Privacy

Your use of this website is also governed by our Privacy Policy, which can be found at https://www.keelinglaw.com/privacy-policy/. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of the website after any modifications indicates your acceptance of the updated terms. We encourage you to review these Terms of Use periodically.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action or proceeding arising from these Terms of Use shall be brought exclusively in the state or federal courts located in Harris County, Texas, and you consent to the jurisdiction of such courts.

Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Keeling Gutierrez Debt Relief Attorneys regarding your use of this website and supersede all prior agreements and understandings.

Waiver

Our failure to enforce any right or provision of these Terms of Use shall not be deemed a waiver of such right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of the Firm.

Contact Information

If you have any questions about these Terms of Use, please contact us:

Keeling Gutierrez Debt Relief Attorneys
3310 Katy Freeway Service Road, 2nd Floor
Houston, TX 77007
Phone: 713-686-2222
Email: info@keelinglaw.com
Website: https://www.keelinglaw.com/contact/


By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

Expert Chapter 7 Bankruptcy Attorneys in Houston

  • google-reviewer-1
    I have to say that his firm is how I got my life in order after a divorce. I kept my home, was given time to make decisions and now that I am selling my home and coming out of all debt, they did the most important thing... helped me with an exciting fresh start.
    Jennifer S. ★★★★★
  • google-reviewer-2
    I really felt awful about having to file bankruptcy however once we went in and heard how filing would help turn things around in our lives we felt better. With their knowledge and professional assistance through out this very stressful process, I'm in a better place.
    Gwendolyn G. ★★★★★
Read 100+ More Reviews

Houston Chapter 13 FAQs

Since 1986, we've been helping Houston residents navigate Chapter 13 bankruptcy with compassion and expertise. We've successfully helped thousands of families save their homes, keep their vehicles, and get back on solid financial ground.

We understand that if you're considering bankruptcy, you're already facing financial stress. Chapter 13 costs in Houston typically include court filing fees, attorney fees, credit counseling and debtor education courses, and Chapter 13 trustee fees built into your monthly plan payments.

One of the advantages of Chapter 13 is that most attorney fees can be paid through your repayment plan, so you typically don't need thousands of dollars upfront to get started. We'll provide you with a clear, upfront explanation of all costs during your free consultation, with no hidden fees or surprises.

Yes. The moment you file for Chapter 13 bankruptcy, an automatic stay goes into effect that immediately stops foreclosure proceedings. Chapter 13 allows you to catch up on missed mortgage payments over a 3- to 5-year period while continuing to make your regular monthly mortgage payments. As long as you stay current with your Chapter 13 plan payments and ongoing mortgage obligations, your lender cannot foreclose on your home.

You can keep your house in Chapter 13 bankruptcy. Unlike Chapter 7, where you must be current on your mortgage, Chapter 13 is specifically designed to help you catch up on past-due payments. Your home is protected as long as you make your plan payments and continue paying your regular mortgage. Texas has an unlimited homestead exemption, which provides additional protection for your home equity.


Chapter 13 plans typically last 3 to 5 years. If your income is below the median income for your household size in Texas, your plan will usually be 3 years. If your income is above the median, the plan will be 5 years. Once you complete all payments, any remaining eligible debts are discharged.

View All FAQs
Visit Us
Message
Free Consultation:  713-686-2222