"All courts shall be open, and every person for an injury done him, in his lands, goods, person or reputation, shall have remedy by due course of law."
Article 1 – Section 13, Texas Constitution.
In the consumer litigation context, lawsuits often result from failure to pay credit cards, medical expenses, lease obligations and like matters.
Lawsuits are often a result of an underlying problem - inability to pay debts that have been incurred over time plus resulting late charges, interest and attorney fees.
We understand consumer debt lawsuits and the circumstances that cause them. When we consult with clients, we attempt to look at more than the current crisis; we like to look at the client’s overall financial situation.
Sometimes it is best to deal with the situation at hand and seek a resolution of the present lawsuit. Sometimes, however, paying to litigate or settle the present lawsuit results in inability to pay other, more important bills.
If a client cannot afford to pay all of their bills, it becomes important to decide which bills must be paid to provide protections allowed under the law for the client and the client’s family. This often involves “easy calls” of paying a mortgage payment or a car payment to provide a home or transport to work, and sometimes involves “hard calls” of what a client can afford – particularly in circumstances of reduced income or income interruption.
If you have been sued, we recommend that you seek appropriate legal advice. We are here to help.
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