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Bankruptcy Attorneys Since 1986

Reclaim Your Financial Freedom

38+ years of dedicated bankruptcy experience, helping Houston residents eliminate overwhelming debt and rebuild their lives through Chapter 7 and Chapter 13 bankruptcy.

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Houston Bankruptcy Lawyers

When crushing debt threatens your financial security and peace of mind, you need experienced Houston bankruptcy attorneys on your side. At Keeling Gutierrez Debt Relief Attorneys, we've been helping Houston residents escape the cycle of overwhelming debt since 1986.

Led by our Board-Certified Consumer Bankruptcy attorney (Texas Board of Legal Specialization) Kenneth A. Keeling, we bring over 60 years of combined experience to every case.

Whether you're facing relentless debt collectors, mounting medical bills, or the threat of foreclosure, we have the legal solutions to stop the harassment and put a stop to the sleepless nights.
Through strategic bankruptcy filings, we provide:

With nearly four decades of serving Houston, we'll help get your life back on track and restore your financial freedom. Don't let creditors and overwhelming bills control your life any longer.

With 38+ years in business, our Houston bankruptcy attorneys are ready to help you find financial relief. Call for a free consultation: 713-686-2222.

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Our Houston Bankruptcy Services

Our comprehensive bankruptcy services cover the full spectrum of Chapter 7 and Chapter 13 solutions - whether you need emergency protection from creditors through bankruptcy filing or strategic debt elimination planning. 

This means you work with one experienced bankruptcy team throughout your entire financial recovery rather than coordinating between multiple law firms.

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Meet Your Legal Team

Behind every successful bankruptcy case is a team that truly cares. Our attorneys, paralegals, and bilingual support staff work together to make your experience as smooth and stress-free as possible. From answering your questions in English or Spanish to managing court filings and creditor communications, every team member plays a vital role in helping you achieve your fresh financial start.

Meet The Team
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Kenneth A. Keeling
Bankruptcy Attorney
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Yolanda Gutierrez
Bankruptcy Attorney
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Iridyan Lopez
Bankruptcy Attorney
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Photo includes attorneys and non-attorney staff members
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Why Keeling Gutierrez Debt Relief Attorneys?

  • Compassionate Team:

    We understand financial hardship is deeply personal. Our caring attorneys approach every case with empathy, treating you with dignity and respect throughout the process.

  • Transparent Pricing:

    We provide clear, upfront pricing and flexible payment plans that work with your budget. You'll know exactly what to expect from day one.

  • Chapter 7 & 13 Exclusive Focus:

    Unlike general practice attorneys who handle bankruptcy as just one of many practice areas, we focus exclusively on Chapter 7 and Chapter 13 bankruptcy cases.

  • Serving Houston Since 1986:

    Our decades-long commitment to this community means we understand the unique needs of local residents and provide the steady, experienced guidance you deserve.

Free Case Consultation

Experienced Bankruptcy Attorneys in Houston

5 stars
  • google-reviewer-1
    I have to say that his firm is how I got my life in order after a divorce. I kept my home, was given time to make decisions and now that I am selling my home and coming out of all debt, they did the most important thing... helped me with an exciting fresh start.
    Jennifer S. ★★★★★
  • google-reviewer-2
    I really felt awful about having to file bankruptcy however once we went in and heard how filing would help turn things around in our lives we felt better. With their knowledge and professional assistance through out this very stressful process, I'm in a better place.
    Gwendolyn G. ★★★★★
  • google-reviewer-3
    I was reluctant at first going through this route, but at the end it was for the best; everything is official no shady businesses who says they will do the same. If you are in a financial situation that cannot hold anymore I would suggest Keeling Law Firm.
    Cyril W. ★★★★★
Read Our Testimonials

The Bankruptcy Filing Process

  1. Free Consultation:

    We'll conduct a thorough review of your debts, income, and assets during your no-cost consultation. Together, we'll determine whether Chapter 7 or Chapter 13 is right for you and discuss your financial challenges, goals, and available options.

  2. File Your Bankruptcy Case:

    Our experienced team prepares and files all necessary documentation with the court. Once filed, you receive immediate protection from creditor harassment and foreclosure through the automatic stay while we handle all required forms and creditor communication.

  3. Rebuild Your Financial Future:

    We don't just help you discharge eligible debts—we provide ongoing guidance to help you rebuild your credit score and maintain long-term financial stability. Your fresh start includes elimination of qualifying debts and strategies for rebuilding your credit.

Ready For Financial Freedom?

Contact us today at 713-686-2222 or message us here for your free consultation (in-person, phone, or virtual) - you have nothing to lose but your debt!

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Your Bankruptcy Questions Answered

Do you offer debt settlement or debt consolidation services?

We exclusively practice consumer bankruptcy law and only provide debt relief through Chapter 7 and Chapter 13 bankruptcy filings. Unlike debt settlement companies, we are licensed attorneys who can provide you with the legal protection of bankruptcy court, including the automatic stay that immediately stops creditor harassment, wage garnishment, and foreclosure proceedings. If you're looking for debt settlement, consolidation loans, or credit counseling, we can discuss whether bankruptcy might be a better solution during your free consultation.

What does filing bankruptcy actually mean?

Bankruptcy is a legal process that helps individuals and businesses eliminate or reorganize overwhelming debt they cannot pay. It's a constitutional right designed to give people a fresh financial start. When you file bankruptcy in Texas, you're asking a federal court to either eliminate your debts (Chapter 7) or create an affordable repayment plan (Chapter 13). Most people keep their essential property like their home and car while getting relief from creditor harassment and debt stress.

What's the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 eliminates most unsecured debts in 4-6 months and is designed for people who cannot repay their debts. Chapter 13 creates a 3-5 year repayment plan for people with regular income who need to reorganize debts, catch up on mortgage payments, or protect valuable assets. Our bankruptcy attorneys will help determine which chapter best fits your financial situation during your free consultation.

Will debt relief or bankruptcy ruin my credit forever?

No. While debt relief actions do impact your credit initially, they also provide a path to rebuilding your financial health. Many clients see credit score improvements within 12-18 months as they establish positive payment history without the burden of overwhelming debt. We provide guidance on credit rebuilding strategies to help you achieve long-term financial security and even reach a 720+ credit score.

How much does it cost to hire a bankruptcy attorney?

During your initial free consultation, we will review your finances and discuss bankruptcy and non- bankruptcy alternatives. We will also outline services that can be provided on a fixed-fee basis, and services that can be provided on an hourly-rate basis.

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Flexible Consultation Options

With 3 ways to navigate your bankruptcy you decide: work with us in-person, by phone, or through virtual meetings as we guide you through the process.

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Serving Houston and Surrounding Counties

Keeling Gutierrez Debt Relief Attorneys serves clients facing overwhelming debt across 14 Texas counties. We offer consultations both in-person at our office and over the phone for your convenience.

Counties we serve:

  • Austin County
  • Brazoria County
  • Chambers County
  • Colorado County
  • Fayette County
  • Fort Bend County
  • Grimes County
  • Harris County
  • Liberty County
  • Madison County
  • Montgomery County
  • San Jacinto County
  • Walker County
  • Waller County
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We are located in Houston's Heights area at I-10 and Studemont St. Schedule a free consultation today. Call us at 713-686-2222.
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Free Consultation:  713-686-2222